Preheat oven to 350 degrees.

In a large skillet brown ground chuck and onion. Cook until onions are translucent and ground chuck it just cooked through. Drain most of the fat.

Add 1/2 cup water and taco seasoning. Let it cook down a bit and add a bit more water if needed. (add more water if needed)

Add cream cheese and mix so it is incorporated into the ground chuck mixture.

Add 1/2 cup mexican cheese and mix well.

Spoon mixture into burrito wraps ( I use 1/2 low carb wraps and 1/2 regular flour wraps. Add a bit more mexican cheese on each burrito after you have spooned beef mixture on it and wrap it.

Place in a lightly greased glass or ceramic dish seam side down. Pour enchilada sauce over burritos and add remaining mexican cheese on top

Bake at 350 for about 30 minutes.