Texas Trash Dip
When you need a crowd-pleasing appetizer that’s warm, cheesy, and packed with flavor, look no further than this Texas Trash Dip. It’s the ultimate scoopable dip layered with beans, cheese, and bold Tex-Mex flavors. It’s perfect for any gathering, game day, or potluck.

This is one of those recipes we keep coming back to because it never disappoints. It’s creamy, spicy (but not too spicy!), and makes the best use of simple pantry staples. Plus, it’s basically impossible to mess up, and everyone always asks for the recipe.
If you’re into dips like this one, check out our other crowd favorites like Cheesy Artichoke Spinach Dip, 7 Layer Dip Cups, or Cheese and Rotel Dip. Trust us, you’ll want to make them all!
Table of contents

Why You’ll Love This Recipe
- It feeds a crowd: Perfect for parties, potlucks, or family game nights.
- So easy to make: Just mix, bake, and top, done in under an hour.
- Layered with flavor: Cream cheese, refried beans, jalapeños, and taco seasoning come together like magic.
- Customizable: Add more spice, make it vegetarian, or switch up the toppings.
Ingredients
We’ve made this list to help you save time on your next trip to the grocery store. You can find the full amounts needed in the printable recipe card at the bottom of the post.

This recipe starts with a creamy base of sour cream and cream cheese, whipped together for a smooth texture. Refried beans add heartiness, while jalapeños and taco seasoning bring the flavor. The shredded cheese melts into gooey perfection, and the toppings, green onions, tomatoes, cilantro, and avocado, make every bite fresh and vibrant.
Variations
- Make it spicy: Add more jalapeños or a dash of hot sauce to the bean mix.
- Go vegetarian: Use vegetarian refried beans and skip any meat-based toppings.
- Top with meat: Add cooked ground beef or shredded chicken for an even heartier dip.
- Swap the cheese: Try pepper jack or cheddar instead of the Mexican blend.
Instructions
This is a quick overview of the steps needed to make this recipe. You can find the full instructions in the recipe card at the bottom of this post.

- Beat together cream cheese and sour cream until smooth.

- Add beans, jalapeño, seasoning, and spices, stir well.

- Mix in half the cheese, spread in pan, and top with remaining cheese.

- Bake until bubbly and golden. Add toppings: green onion, tomato, cilantro, avocado.
Expert Tips
- Let your cream cheese soften at room temp to mix easier.
- For extra flavor, sprinkle crushed tortilla chips on top before baking.
- Add lime juice to avocado slices to keep them fresh longer.
- Use a hand mixer for ultra-smooth base before adding the beans.
Frequently Asked Questions
Do you have questions about this recipe? Here are the answers to the most commonly asked questions.
Yes! Assemble everything except the fresh toppings, cover, and refrigerate. Bake right before serving.
You can, just note that full-fat ingredients give a creamier result.
It’s perfect with tortilla chips, but also great with pita chips, veggie sticks, or crackers.

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📖Recipe
Want to make this recipe? Print the recipe card below, or pin this recipe, so you can find it later.

Texas Trash Dip
Equipment
- 9×13 baking dish
- large mixing bowl
- Hand mixer or sturdy spoon
- Measuring Cups and Spoons
- knife and cutting board
Ingredients
- 1 cup sour cream
- 8 ounces cream cheese softened
- 32 ounces refried beans
- 1 jalapeño finely chopped
- 1 packet taco seasoning
- ½ teaspoon salt
- ½ teaspoon garlic powder
- 4 cups shredded Mexican blend cheese divided
- ¼ cup green onions chopped
- 2 tomatoes diced
- 1 tablespoon fresh cilantro finely chopped
- 1 avocado sliced
Instructions
- Preheat oven to 350°F. Spray a 9 x 13 baking dish with cooking spray and set aside.
- In a large bowl, beat the sour cream and cream cheese together until smooth and creamy.
- Add the refried beans, jalapeño, taco seasoning, salt, and garlic powder. Mix until well combined.
- Stir in half of the shredded cheese.
- Spread the mixture evenly into the prepared baking dish. Sprinkle remaining cheese over the top.
- Bake for 25 to 30 minutes, until melted and lightly browned around the edges.
- Remove from oven and immediately top with green onions, tomatoes, and cilantro.
- Just before serving, add sliced avocado. Optional tip: drizzle with fresh lime juice to prevent browning.
- Serve warm with tortilla chips or crackers.
Disclaimer
Any nutritional data I provide is an approximation and actual dietary information can vary based on ingredients and proportion sizes.






